Payment Options for Shopping All the Way

Payment Options For Shopping All The Way

payment options for shopping all the way

Payment Options For Shopping All The Way

Everyone is busy. Busy in shopping online and in the malls. Popular online portals are breaking and making new sale records! All thanks to the convenience and the availability of easy payment options and funds!

Payment Options For Shopping All The Way

Here are few of the factors that are making online businesses a success

Credit Cards: A credit card is plastic money. It is one of the easiest form in which a person gets a personal loan.


  • All online portals as well as retailers in malls accept credit cards issued by various banks.

  • Online payment becomes very simple and safe, thanks to the one time passwords generated for such transactions.

  • A PIN is sufficient for shopping using a credit card at any retail store.

Personal loans for shopping: When we apply for a personal loan, we don’t have to provide the financier with the details of what we want the loan for.


  • Thus these days’ personal loans are being used to finance shopping.

  • They can also be used as wedding loans, vacation loans and educational loans.

Payment Processing: As far as payment processing is concerned, the following factors matter to both the consumer and the online retailer.

Uncomplicated manoeuvring on website: It is important for the payment process to be step-by-step and easy to understand. Most websites work on this section very carefully and thus the online shopping experience is satisfactory.


  • Processing Costs: Processing costs matter to the retailers. More the processing fees they have to pay to providers of payment gateways like Visa, the lesser are their margins. So to have an effective business the processing costs need to be low.

  • Number of payment options: Multiple payment options should be available for the customer to make payment. This makes the shopping a convenient proposition.

  • Time taken to process transactions: Processing time not only tests your patience but sometimes also the strength of your internet connection!

Cash on Delivery: This is also known as “collection on delivery.” This is a very popular mode of making payments for shopping in the developing world.


  • It enhances impulse purchases.

  • A credit card is not an essential possession for the buyer.

  • The buyer can check the quality of the product and then pay

So this festive season, do not hesitate to shop and to gift! The availability of funds for shopping is not difficult anymore. Also the convenience of online shopping has brought various retailers to our doorstep. So let us shop all the way!

An easy way of shopping is using a credit card. It forms an integral part of most people’s financial planning. When used in the right manner, it helps reduce financial liability and optimizes financial resources.

iServe Financial provides free doorstep assistance for loans, insurance, and credit cards. Contact us at:7668900900 email:info@iservefinancial.com to fix an appointment today!

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